When you suffer a disability while you are employed, you might be out of work for a long period of time. You might be eligible for one or more of the following options: long-term disability insurance through your employer, workers’ compensation or Social Security disability benefits. If you are uncertain which option to pursue, our Augusta disability attorney can review your case and assist you with this process.
Long-Term Disability
Some employers pay for long-term disability while in other cases, the employee pays the premiums. The policies are very specific and address the types of illnesses and disabilities that are covered and how to file a claim. You should be under medical care before you submit your claim because the insurance company will want to talk with your physician about your limitations. A letter from your doctor that specifies the exact nature of your disability or illness could improve your likelihood of winning your case. Our Augusta disability lawyer can help with the exact wording of this letter.
Social Security Benefits
In order to be eligible for Social Security disability, the Social Security Administration must determine that you have been disabled for at least 12 months. This includes not working at your current job or other employment. Again, your doctor should confirm your limitations in a written letter. You can apply for benefits by going to your local Social Security office, submitting the paperwork online or calling the government agency directly. The forms can be daunting, and you will need to submit them within the specified time frames, or you will run the risk of a denial of your claim. However, you do not need to tackle filing a claim on your own.
Contact Our Augusta Disability Attorney
If you need assistance with the application process, call our Augusta disability attorney. If you have additional questions about receiving financial help after a work injury or are looking for competent legal representation, contact our Augusta disability attorney. Our seasoned lawyers will advise you of your rights and help you pursue all of the benefits that are rightfully yours. You can reach us for help with your case.